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| Bank Name | Indian Overseas Bank (IOB) |
| State | Tamil Nadu |
| District | Sivaganga |
| City/Area | Karaikudi |
| Branch | Ramachandrapuram |
| IFSC | IOBA0000227 used in NEFT and RTGS fund tramsfer |
| MICR | 622020004 |
| Address | 3 BY 81 BAZAAR STREET RAMACHANDRAPURAM PIN 622505 |
| Contact | 272249 |
| Web site | www.iob.in |